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James, if they didnt require you to lower your balance, then its not necessary. Just be sure you never charge more than you can pay each month. You can also try upgrading one of your secured cards from Wells Fargo or Chase. Notify me of followup comments via e-mail Previous post: Carnival of Careers #3 Next post: Declare Financial Freedom free credit report with credit score Macon on Financial Independence Day Randomized list of recommended personal finance blogs Disclaimer: The content on this site is for informational and entertainment purposes only and is not professional financial advice. obtain free credit report
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mail, you can obtain an identity theft report from the U.S. If your case involves fraudulent use of a driver's license in your name, you might be able to obtain a report from your state's Department of Motor Vehicles. The FTC has more information on identity theft reports at http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html 3. Federal Trade Commission. Report the crime to the FTC. Although the FTC does credit score scale Augusta not itself investigate identity theft cases, they share such information with investigators nationwide who are fighting identity theft. What to do with new credit credit score scale Augusta accounts opened by the imposter. If your credit report shows that the imposter has opened new accounts in your name, contact those creditors immediately by telephone and in writing.
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Both credit score scale Augusta federal and California law give you the right to obtain credit score scale Augusta these documents. free credit reports now The California Office of Privacy Protection provides instructions and sample letters on how to obtain documentation from credit grantors, www.privacy.ca.gov/cis3aenglish.htm A victim of identity theft must provide a copy of the FTC affidavit or another affidavit acceptable to the business, plus government-issued identification, and a copy of an "identity theft report" (police report) in order to obtain the credit score scale Augusta documents created by the imposter. The business must provide credit score scale Augusta copies of these records to the victim within 30 days credit score scale Augusta of the victim's request at no charge. The law also allows the victim to authorize a law enforcement investigator to get access to these records. When you have resolved the fraudulent account with the creditor, ask for a credit score scale Augusta letter stating that the company has closed the disputed account and has discharged the debts.
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I had always heard that these may be credit report scams but I'm a little still unsure. Where is the most reliable place to get my free credit report without cost? I got my 3 free reports a while back...about 1/2 a year ago through the government site, but now they are telling me that I have used up my limit....
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